The Nigerian financial technology company is quietly reshaping how public revenue is managed by building digital payment infrastructure designed specifically for government use. At the core of its work is a simple idea: transparency strengthens trust, and trust improves compliance.
PlugdPay’s platform replaces manual processes and disconnected systems with a secure, unified digital framework that allows government agencies and stakeholders to track revenue in real time. Payments made by citizens flow directly into approved government accounts, removing intermediaries and reducing opportunities for diversion.
What sets the platform apart is visibility. Through real-time reporting, automated reconciliation, and centralized dashboards, officials can instantly verify what has been paid, where the payment originated, and how funds move through authorized channels. This clarity not only reduces revenue loss but also improves planning and decision-making across ministries, departments, and agencies.
The urgency of such reform is well documented. According to World Bank data, African governments lose billions of dollars annually to inefficiencies and weak controls in public revenue systems. Nigeria, despite its scale and economic potential, remains vulnerable but also uniquely positioned to recover lost value through digital transformation. PlugdPay’s approach aligns with this opportunity by ensuring citizens pay only approved fees, transparently and traceably.
Founded by Godsent Agundu and Ewa Emmanuel, PlugdPay is built on deep experience in fintech, public systems, and digital payments. The founders share a focus on infrastructure not just applications that works for institutions while protecting citizens and businesses from informal and unverified payment practices.
For Agundu, transparency is not optional. “When people can verify payments instantly and institutions can track collections clearly, accountability improves naturally,” he explains. Emmanuel adds that real-time intelligence gives governments the ability to respond faster, plan better, and deliver public services more efficiently.
Today, the platform supports multiple revenue streams, including taxes, levies, licenses, and regulatory fees. It is designed to integrate seamlessly with existing government systems, reducing friction and speeding adoption. PlugdPay works closely with state governments and public institutions to tailor solutions that meet local regulatory and operational needs.
Beyond software, the company emphasizes collaboration, capacity building, and policy alignment a long-term approach to digital reform rather than quick fixes. As Nigeria continues its push toward stronger institutions and smarter governance, PlugdPay is positioning itself as a quiet but critical layer in the country’s public finance infrastructure.
In a system where trust has often been fragile, PlugdPay is betting that visibility, intelligence, and accountability can change how public revenue works and how citizens relate to it.
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